What is 3-D Secure?
If you use your credit card to make purchases online, you may have come across 3-D Secure, an additional layer of security that some banks require. But what exactly is 3-D Secure and how does it protect you from fraud?
Understanding 3-D Secure:
3-D Secure is a security protocol designed to add an extra layer of protection to online credit card transactions. It was developed by Visa as "Verified by Visa" and by Mastercard as "Mastercard SecureCode." Other credit card companies, such as American Express, also have their own versions of 3-D Secure.
How 3-D Secure Works:
When 3-D Secure is enabled and configured for your credit card, you will go through a 2-step authentication process every time you make an online purchase. The first step is entering your credit card details, as you normally would. However, before the payment is processed, you will be prompted to enter a pre-set password or PIN to verify your identity.
If the correct password or PIN is entered, you will be directed to an authentication page on your bank's website to enter an additional PIN. This second PIN verifies that the person making the purchase is an authorized user of the credit card.
Why 3-D Secure is Important:
By requiring an additional layer of authentication, 3-D Secure helps protect you from fraud and unauthorized use of your credit card. If someone gets a hold of your credit card details, they will not be able to use your card to make purchases online without also having access to your 3-D Secure password or PIN.
Using 3-D Secure with JobLeads:
Here at JobLeads, we support 3-D Secure whenever your bank requires it. This means that when you make a payment on our platform with a credit card that has 3-D Secure enabled, you will automatically be prompted to enter your additional password or PIN. This process requires no extra effort on your part and helps keep your transactions safe.
Confirming Your Credit Card's 3-D Secure Status:
To check if your credit card has 3-D Secure enabled, look for an additional page during the payment process where you will be prompted to enter your password or PIN. If you are not sure whether your credit card has 3-D Secure enabled, you can contact your bank or credit card company to find out.
Important Note: When using the 3-D Secure function, it is important to avoid using the "back" button in your browser. This can disrupt the authentication process and cause issues with your payment.
By using 3-D Secure, you can help protect yourself from fraud and unauthorized use of your credit card when making online purchases. At JobLeads, we support 3-D Secure to provide our users with an added layer of security and peace of mind. If you are not sure whether your credit card has 3-D Secure enabled, contact your bank or credit card company to find out how you can protect yourself when shopping online.